House Buying Solutions — Pennsylvania Cash Home Buyers
Foreclosure Help

Sell Your House Before Foreclosure in Pennsylvania

The clock is ticking — but you still have options. We buy houses in pre-foreclosure across PA for cash, often closing before the sheriff sale date. Protect your credit and keep your equity.

No RepairsNo CommissionsCash OfferClose in 7 Days
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No repairs. No commissions. No fees. Close on your timeline.

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Understanding Your Situation

Understanding Foreclosure in Pennsylvania

Pennsylvania follows a judicial foreclosure process, meaning your lender must file a lawsuit and get a court order before selling your home at a sheriff sale. From the first missed payment to the actual sale, the timeline typically runs 9 to 12 months — but once that notice of intent arrives, many homeowners freeze up and lose precious time.

During this window, your credit score drops with every missed payment. Late fees and legal costs pile onto your balance. And if the home eventually sells at sheriff sale for less than what you owe, you could face a deficiency judgment — meaning you still owe the bank money even after losing the house.

The good news: Pennsylvania law gives you the right to sell your home at any point before the sheriff sale is finalized. A direct cash sale to us stops the foreclosure process, satisfies your lender, and lets you walk away with whatever equity remains — instead of losing everything at auction.

Our Approach

How We Help You Move Forward

A clear, simple process designed around your situation.

01

Free Consultation

Call us or fill out the form. We review your situation — mortgage balance, timeline, sheriff sale date — and tell you exactly what your options are. Zero pressure, zero judgment.

02

Cash Offer Within 24 Hours

We evaluate your property and make a fair cash offer based on current market value minus needed repairs. You see the numbers upfront — no hidden fees, no commissions deducted later.

03

We Coordinate with Your Lender

Our title team contacts your mortgage company directly to get the payoff amount and handle all the paperwork. If needed, we can negotiate the payoff on your behalf.

04

Close Before the Sheriff Sale

We close on your timeline — often in as few as 7 to 14 days. The mortgage gets paid off at closing, the foreclosure stops, and you walk away with your remaining equity in hand.

Common Questions

Frequently Asked Questions

Can I sell my house if I've already received a foreclosure notice?
Yes. In Pennsylvania, you can sell your home at any point before the sheriff sale is finalized. We regularly purchase homes that are deep into the foreclosure process — even weeks before the scheduled sale date.
Will I get any money if I sell during foreclosure?
If your home is worth more than what you owe (including fees and penalties), you keep the difference. We pay off your mortgage at closing and you receive a check for the remaining equity.
How fast can you actually close?
We can close in as few as 7 days if the title is clear. Most pre-foreclosure sales close within 14 to 21 days. We work directly with your lender and the title company to expedite everything.
Will selling stop the damage to my credit?
A direct sale is reported differently than a foreclosure. While missed payments already on your record remain, avoiding the actual foreclosure judgment prevents the most severe long-term credit damage.
What if I owe more than the house is worth?
If you're underwater, we can sometimes negotiate a short sale with your lender — where they accept less than the full payoff amount. This is still significantly better for your credit than a completed foreclosure.

What Pennsylvania Sellers Say

4.9★ across 76 Google reviews. Real sellers. Real results.

I was three months behind on payments and panicking. They gave me an offer the next day and we closed in two weeks. I actually walked away with money in my pocket.

Maria L.

Pittston, PA

The bank was calling every day. Jake explained everything clearly, negotiated with my lender, and got me out of a nightmare situation. I can't thank them enough.

David K.

Scranton, PA

We Help With Other Situations Too

Whatever life throws at you, we have a solution.

Don’t Lose Your Home to the Bank

Call us today for a free, confidential consultation. We’ll tell you exactly what your options are — and if selling makes sense, we can close before your sheriff sale date.