Scranton, PA · Lackawanna CountyRenovation documented
419 Pittston Avenue
Exterior, cleanout, and interior work from an HBS renovation project in Scranton.
Project scope and progress photosView proof
Foreclosure Help
Sell Your House Before Foreclosure in Pennsylvania
The clock is ticking — but you still have options. We buy houses in pre-foreclosure across PA for cash, often closing before the sheriff sale date. Protect your credit and keep your equity.
✓ No Repairs✓ No Commissions✓ Cash Offer✓ Close in 7 Days
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Get Your Fair Cash Offer
No repairs. No commissions. No fees. Close on your timeline.
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Local PA Buyers
Close in 7 Days
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200+
Homes Purchased
4.9★
Google Rating
85
Google Reviews
7–30
Days to Close
Understanding Your Situation
Understanding Foreclosure in Pennsylvania
Pennsylvania follows a judicial foreclosure process, meaning your lender must file a lawsuit and get a court order before selling your home at a sheriff sale. From the first missed payment to the actual sale, the timeline typically runs 9 to 12 months — but once that notice of intent arrives, many homeowners freeze up and lose precious time.
During this window, your credit score drops with every missed payment. Late fees and legal costs pile onto your balance. And if the home eventually sells at sheriff sale for less than what you owe, you could face a deficiency judgment — meaning you still owe the bank money even after losing the house.
The good news: Pennsylvania law gives you the right to sell your home at any point before the sheriff sale is finalized. A direct cash sale to us stops the foreclosure process, satisfies your lender, and lets you walk away with whatever equity remains — instead of losing everything at auction.
Real Local Proof
Real HBS Projects Across Northeast Pennsylvania
These documented projects show a range of as-is conditions and renovation stages. Every card names the actual location; the prior seller's circumstances remain private.
These projects illustrate our property work only. They are not presented as examples of the situation discussed on this page.
Avoca, PA · Luzerne CountyMatched before & after
523 Grove Street
Three matched views document the exterior, kitchen, and living-room renovation at this Avoca project.
3 matched before-and-after viewsView proof
Nanticoke, PA · Luzerne CountyCompleted renovation
181 W. Noble Street
A completed exterior view from a documented HBS renovation project in Nanticoke.
Completed exterior project photoView proof
Our Approach
How We Help You Move Forward
A clear, simple process designed around your situation.
01
Free Consultation
Call us or fill out the form. We review your situation — mortgage balance, timeline, sheriff sale date — and tell you exactly what your options are. Zero pressure, zero judgment.
02
Cash Offer Within 24 Hours
We evaluate your property and make a fair cash offer based on current market value minus needed repairs. You see the numbers upfront — no hidden fees, no commissions deducted later.
03
We Coordinate with Your Lender
Our title team contacts your mortgage company directly to get the payoff amount and handle all the paperwork. If needed, we can negotiate the payoff on your behalf.
04
Close Before the Sheriff Sale
We close on your timeline — often in as few as 7 to 14 days. The mortgage gets paid off at closing, the foreclosure stops, and you walk away with your remaining equity in hand.
Common Questions
Frequently Asked Questions
Can I sell my house if I've already received a foreclosure notice?
Yes. In Pennsylvania, you can sell your home at any point before the sheriff sale is finalized. We regularly purchase homes that are deep into the foreclosure process — even weeks before the scheduled sale date.
Will I get any money if I sell during foreclosure?
If your home is worth more than what you owe (including fees and penalties), you keep the difference. We pay off your mortgage at closing and you receive a check for the remaining equity.
How fast can you actually close?
We can close in as few as 7 days if the title is clear. Most pre-foreclosure sales close within 14 to 21 days. We work directly with your lender and the title company to expedite everything.
Will selling stop the damage to my credit?
A direct sale is reported differently than a foreclosure. While missed payments already on your record remain, avoiding the actual foreclosure judgment prevents the most severe long-term credit damage.
What if I owe more than the house is worth?
If you're underwater, we can sometimes negotiate a short sale with your lender — where they accept less than the full payoff amount. This is still significantly better for your credit than a completed foreclosure.
Verified Google Reviews
4.9 stars across 85 Google reviews. Public excerpts verified on our profile.
“Everyone was gracious and professional, especially Thomas, who went above and beyond to help us navigate a very convoluted deeding issue.”
Suzanne B.
Verified Google reviewWe Help With Other Situations Too
Whatever life throws at you, we have a solution.
We Serve These Pennsylvania Areas
Cash home buyers across Northeast and Central PA.
Don’t Lose Your Home to the Bank
Call us today for a free, confidential consultation. We’ll tell you exactly what your options are — and if selling makes sense, we can close before your sheriff sale date.